/**
 * Mohamed Saleh V2 — Financial Goal Calculator
 * Complete Page: Calculator + Results + Educational Sections
 * Version: 1.3.1
 */

/* ==========================================================
   LATIN / WESTERN NUMERALS
   Keep every calculator number visually consistent in RTL pages.
   ========================================================== */
.ms-v2-page--financial-goal-calculator input[type="number"],
.ms-fgc-progress__summary strong,
.ms-fgc-progress__steps strong,
.ms-fgc-output-preview__number,
.ms-fgc-cost-summary strong,
.ms-fgc-unit-preview__metrics strong,
.ms-fgc-result-hero__primary strong,
.ms-fgc-primary-results strong,
.ms-fgc-result-list dd,
.ms-fgc-plan-sheet__metrics strong {
  font-variant-numeric: lining-nums tabular-nums;
  font-feature-settings: "lnum" 1, "tnum" 1;
}

.ms-v2-page--financial-goal-calculator input[type="number"] {
  direction: ltr;
  unicode-bidi: isolate;
  text-align: left;
}

:root {
  --ms-fgc-blue: var(--ms-color-blue, #4A7CC6);
  --ms-fgc-blue-hover: var(--ms-color-blue-hover, #356CB8);
  --ms-fgc-orange: var(--ms-color-orange, #F79A10);
  --ms-fgc-orange-hover: var(--ms-color-orange-hover, #E68900);
  --ms-fgc-navy: var(--ms-color-navy, #354963);
  --ms-fgc-dark: var(--ms-color-dark, #243447);
  --ms-fgc-heading: var(--ms-color-heading, #1B2430);
  --ms-fgc-body: var(--ms-color-body, #4F5B6A);
  --ms-fgc-muted: var(--ms-color-muted, #7B8794);
  --ms-fgc-border: var(--ms-color-border, #DCE3EA);
  --ms-fgc-bg: var(--ms-color-bg, #F6F8FB);
  --ms-fgc-white: #FFFFFF;
  --ms-fgc-soft-blue: var(--ms-color-soft-blue, #EEF5FD);
  --ms-fgc-soft-orange: var(--ms-color-soft-orange, #FFF4E5);
  --ms-fgc-success: var(--ms-color-success, #2F855A);
  --ms-fgc-shadow-sm: 0 10px 30px rgba(36, 52, 71, 0.06);
  --ms-fgc-shadow-md: 0 18px 50px rgba(36, 52, 71, 0.09);
  --ms-fgc-radius-sm: 10px;
  --ms-fgc-radius-md: 14px;
  --ms-fgc-radius-lg: 18px;
  --ms-fgc-container: 1320px;
}

.ms-fgc-hero,
.ms-fgc-workspace,
.ms-fgc-goal-section {
  direction: rtl;
  font-family: var(--ms-font-sans, "Tajawal", Arial, sans-serif);
  color: var(--ms-fgc-body);
  box-sizing: border-box;
}

.ms-fgc-hero *,
.ms-fgc-workspace *,
.ms-fgc-goal-section * {
  box-sizing: border-box;
}

.ms-fgc-container {
  width: min(calc(100% - 40px), var(--ms-fgc-container));
  margin-inline: auto;
}

.ms-fgc-sr-only {
  position: absolute !important;
  width: 1px !important;
  height: 1px !important;
  padding: 0 !important;
  margin: -1px !important;
  overflow: hidden !important;
  clip: rect(0, 0, 0, 0) !important;
  white-space: nowrap !important;
  border: 0 !important;
}

.ms-fgc-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  width: fit-content;
  margin: 0 0 20px;
  padding: 8px 12px;
  border: 1px solid rgba(74, 124, 198, 0.18);
  border-radius: 999px;
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue-hover);
  font-size: 14px;
  font-weight: 700;
  line-height: 1.5;
}

.ms-fgc-eyebrow svg {
  width: 16px;
  height: 16px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-eyebrow--compact {
  margin-bottom: 16px;
}

.ms-fgc-btn {
  min-height: 50px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 12px 20px;
  border: 1px solid transparent;
  border-radius: 9px;
  font: inherit;
  font-size: 16px;
  font-weight: 700;
  line-height: 1.4;
  text-decoration: none !important;
  cursor: pointer;
  transition: transform 180ms ease, background-color 180ms ease, border-color 180ms ease, box-shadow 180ms ease, color 180ms ease;
}

.ms-fgc-btn svg {
  width: 19px;
  height: 19px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-btn:hover {
  transform: translateY(-1px);
}

.ms-fgc-btn--primary {
  background: var(--ms-fgc-orange);
  border-color: var(--ms-fgc-orange);
  color: #fff !important;
  box-shadow: 0 8px 20px rgba(247, 154, 16, 0.18);
}

.ms-fgc-btn--primary:hover {
  background: var(--ms-fgc-orange-hover);
  border-color: var(--ms-fgc-orange-hover);
  color: #fff !important;
  box-shadow: 0 10px 24px rgba(247, 154, 16, 0.23);
}

.ms-fgc-btn--outline {
  background: transparent;
  border-color: var(--ms-fgc-blue);
  color: var(--ms-fgc-blue) !important;
}

.ms-fgc-btn--outline:hover {
  background: var(--ms-fgc-soft-blue);
  border-color: var(--ms-fgc-blue-hover);
  color: var(--ms-fgc-blue-hover) !important;
}

.ms-fgc-btn:focus-visible,
.ms-fgc-goal-card:has(.ms-fgc-goal-card__input:focus-visible) {
  outline: 3px solid rgba(74, 124, 198, 0.25);
  outline-offset: 3px;
}

/* ==========================================================
   01. HERO
   ========================================================== */
.ms-fgc-hero {
  position: relative;
  overflow: hidden;
  padding: 76px 0 82px;
  background:
    radial-gradient(circle at 8% 14%, rgba(74, 124, 198, 0.09), transparent 26%),
    linear-gradient(180deg, #FFFFFF 0%, #FBFCFE 100%);
  border-bottom: 1px solid rgba(220, 227, 234, 0.72);
}

.ms-fgc-hero::after {
  content: "";
  position: absolute;
  left: -90px;
  bottom: -110px;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  border: 1px solid rgba(74, 124, 198, 0.09);
  box-shadow: inset 0 0 0 46px rgba(74, 124, 198, 0.018), inset 0 0 0 92px rgba(74, 124, 198, 0.014);
  pointer-events: none;
}

.ms-fgc-hero__grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(390px, 0.92fr);
  align-items: center;
  gap: 70px;
}

.ms-fgc-hero__content {
  max-width: 700px;
}

.ms-fgc-hero__title {
  margin: 0;
  color: var(--ms-fgc-heading);
  font-size: clamp(42px, 4.35vw, 58px);
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -0.9px;
}

.ms-fgc-hero__title span {
  display: block;
  margin-top: 9px;
  color: var(--ms-fgc-blue);
  font-size: 0.72em;
  font-weight: 700;
  line-height: 1.35;
  letter-spacing: -0.35px;
}

.ms-fgc-hero__lead {
  max-width: 685px;
  margin: 24px 0 0;
  color: var(--ms-fgc-body);
  font-size: 20px;
  font-weight: 400;
  line-height: 1.9;
}

.ms-fgc-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.ms-fgc-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 11px 20px;
  margin-top: 29px;
  padding-top: 23px;
  border-top: 1px solid var(--ms-fgc-border);
}

.ms-fgc-trust__item {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--ms-fgc-body);
  font-size: 15px;
  font-weight: 600;
  line-height: 1.6;
}

.ms-fgc-trust__item svg {
  width: 17px;
  height: 17px;
  flex: 0 0 17px;
  fill: none;
  stroke: var(--ms-fgc-blue);
  stroke-width: 1.9;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-hero__visual {
  position: relative;
}

.ms-fgc-hero__visual::before {
  content: "";
  position: absolute;
  inset: 9% 7% -4% -3%;
  border-radius: 26px;
  background: var(--ms-fgc-soft-blue);
  transform: rotate(-2deg);
}

.ms-fgc-planning-card {
  position: relative;
  z-index: 1;
  padding: 25px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: var(--ms-fgc-shadow-md);
}

.ms-fgc-planning-card__head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 18px;
  padding-bottom: 19px;
  border-bottom: 1px solid var(--ms-fgc-border);
}

.ms-fgc-planning-card__head > div {
  display: grid;
  gap: 6px;
}

.ms-fgc-planning-card__kicker {
  direction: ltr;
  width: fit-content;
  color: var(--ms-fgc-muted);
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.45px;
  text-transform: uppercase;
}

.ms-fgc-planning-card__head strong {
  color: var(--ms-fgc-heading);
  font-size: 21px;
  font-weight: 800;
  line-height: 1.45;
}

.ms-fgc-planning-card__status {
  padding: 6px 9px;
  border-radius: 999px;
  background: var(--ms-fgc-soft-orange);
  color: #A45D00;
  font-size: 12px;
  font-weight: 800;
}

.ms-fgc-planning-flow {
  display: grid;
  gap: 9px;
  padding: 19px 0;
}

.ms-fgc-planning-flow__item {
  display: grid;
  grid-template-columns: 38px 1fr;
  align-items: center;
  gap: 12px;
  padding: 11px 12px;
  border: 1px solid transparent;
  border-radius: 11px;
}

.ms-fgc-planning-flow__item > span {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border-radius: 9px;
  background: var(--ms-fgc-bg);
  color: var(--ms-fgc-muted);
  font-size: 12px;
  font-weight: 800;
}

.ms-fgc-planning-flow__item > div {
  min-width: 0;
  display: grid;
  gap: 2px;
}

.ms-fgc-planning-flow__item strong {
  color: var(--ms-fgc-heading);
  font-size: 16px;
  font-weight: 700;
}

.ms-fgc-planning-flow__item small {
  direction: ltr;
  width: fit-content;
  color: var(--ms-fgc-muted);
  font-size: 12px;
  font-weight: 500;
}

.ms-fgc-planning-flow__item.is-active {
  border-color: rgba(74, 124, 198, 0.18);
  background: var(--ms-fgc-soft-blue);
}

.ms-fgc-planning-flow__item.is-active > span {
  background: var(--ms-fgc-blue);
  color: #fff;
}

.ms-fgc-planning-card__result {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 15px;
  border-radius: 12px;
  background: var(--ms-fgc-dark);
  color: #fff;
}

.ms-fgc-planning-card__result-icon {
  width: 40px;
  height: 40px;
  flex: 0 0 40px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.1);
  color: var(--ms-fgc-orange);
}

.ms-fgc-planning-card__result-icon svg {
  width: 20px;
  height: 20px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-planning-card__result > div:last-child {
  display: grid;
  gap: 3px;
}

.ms-fgc-planning-card__result small {
  color: #CBD5E1;
  font-size: 12px;
}

.ms-fgc-planning-card__result strong {
  color: #fff;
  font-size: 15px;
  font-weight: 700;
  line-height: 1.6;
}

/* ==========================================================
   02. WORKSPACE
   ========================================================== */
.ms-fgc-workspace {
  padding: 88px 0 38px;
  background: var(--ms-fgc-bg);
}

.ms-fgc-workspace__top {
  display: grid;
  grid-template-columns: minmax(0, 1.38fr) minmax(380px, 0.62fr);
  align-items: end;
  gap: 52px;
}

.ms-fgc-section-heading--workspace h2 {
  max-width: 820px;
  margin: 0;
  color: var(--ms-fgc-heading);
  font-size: 42px;
  font-weight: 800;
  line-height: 1.42;
  letter-spacing: -0.45px;
}

.ms-fgc-section-heading--workspace > p {
  max-width: 860px;
  margin: 15px 0 0;
  color: var(--ms-fgc-body);
  font-size: 19px;
  line-height: 1.88;
}

.ms-fgc-privacy-note {
  display: grid;
  grid-template-columns: 50px 1fr;
  gap: 15px;
  padding: 20px 21px;
  border: 1px solid rgba(74, 124, 198, 0.16);
  border-radius: 16px;
  background: var(--ms-fgc-soft-blue);
}

.ms-fgc-privacy-note__icon {
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: #fff;
  color: var(--ms-fgc-blue);
}

.ms-fgc-privacy-note__icon svg {
  width: 22px;
  height: 22px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-privacy-note strong {
  display: block;
  margin-top: 1px;
  color: var(--ms-fgc-heading);
  font-size: 16px;
  font-weight: 800;
}

.ms-fgc-privacy-note p {
  margin: 4px 0 0;
  color: var(--ms-fgc-body);
  font-size: 14.5px;
  line-height: 1.75;
}

.ms-fgc-progress {
  margin-top: 38px;
  padding: 27px 29px 25px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: var(--ms-fgc-radius-lg);
  background: #fff;
  box-shadow: var(--ms-fgc-shadow-sm);
}

.ms-fgc-progress__summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  margin-bottom: 13px;
}

.ms-fgc-progress__label {
  color: var(--ms-fgc-muted);
  font-size: 14px;
  font-weight: 700;
}

.ms-fgc-progress__summary strong {
  color: var(--ms-fgc-blue-hover);
  font-size: 14px;
  font-weight: 800;
}

.ms-fgc-progress__track {
  height: 5px;
  overflow: hidden;
  border-radius: 99px;
  background: #E9EEF4;
}

.ms-fgc-progress__track span {
  display: block;
  width: 20%;
  height: 100%;
  border-radius: inherit;
  background: var(--ms-fgc-blue);
  transition: width 240ms ease;
}

.ms-fgc-progress__steps {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 12px;
  margin: 23px 0 0;
  padding: 0;
  list-style: none;
}

.ms-fgc-progress__steps li {
  min-width: 0;
  display: grid;
  grid-template-columns: 38px minmax(0, 1fr);
  align-items: center;
  gap: 11px;
  padding: 12px 11px;
  border-radius: 10px;
  color: var(--ms-fgc-muted);
}

.ms-fgc-progress__steps li > span {
  width: 36px;
  height: 36px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  background: var(--ms-fgc-bg);
  color: inherit;
  font-size: 12px;
  font-weight: 800;
}

.ms-fgc-progress__steps li > div {
  min-width: 0;
  display: grid;
  gap: 2px;
}

.ms-fgc-progress__steps strong {
  overflow: hidden;
  color: inherit;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.45;
  white-space: normal;
}

.ms-fgc-progress__steps small {
  overflow: hidden;
  color: inherit;
  font-size: 12px;
  line-height: 1.45;
  white-space: normal;
}

.ms-fgc-progress__steps li.is-current {
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue-hover);
}

.ms-fgc-progress__steps li.is-current > span {
  background: var(--ms-fgc-blue);
  color: #fff;
}

.ms-fgc-workspace__output-preview {
  display: grid;
  grid-template-columns: minmax(310px, 0.72fr) minmax(0, 1.28fr);
  align-items: center;
  gap: 30px;
  margin-top: 20px;
  padding: 21px 25px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 14px;
  background: #fff;
}

.ms-fgc-output-preview__intro {
  display: flex;
  align-items: center;
  gap: 13px;
}

.ms-fgc-output-preview__number {
  direction: ltr;
  color: rgba(74, 124, 198, 0.28);
  font-size: 42px;
  font-weight: 800;
  line-height: 1;
}

.ms-fgc-output-preview__intro strong {
  display: block;
  color: var(--ms-fgc-heading);
  font-size: 16px;
  font-weight: 800;
}

.ms-fgc-output-preview__intro p {
  margin: 3px 0 0;
  color: var(--ms-fgc-muted);
  font-size: 13.5px;
  line-height: 1.65;
}

.ms-fgc-output-preview__metrics {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-start;
  gap: 9px;
}

.ms-fgc-output-preview__metrics span {
  padding: 8px 12px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 999px;
  background: #fff;
  color: var(--ms-fgc-body);
  font-size: 13px;
  font-weight: 650;
}

/* ==========================================================
   03. GOAL SELECTION
   ========================================================== */
.ms-fgc-goal-section {
  padding: 24px 0 96px;
  background: var(--ms-fgc-bg);
}

.ms-fgc-step-shell {
  overflow: hidden;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 18px;
  background: #fff;
  box-shadow: var(--ms-fgc-shadow-sm);
}

.ms-fgc-step-shell__header {
  display: grid;
  grid-template-columns: 78px minmax(0, 1fr);
  gap: 20px;
  padding: 32px 34px 28px;
  border-bottom: 1px solid var(--ms-fgc-border);
}

.ms-fgc-step-index {
  direction: ltr;
  width: 62px;
  height: 62px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue);
  font-size: 18px;
  font-weight: 800;
  letter-spacing: 0.4px;
}

.ms-fgc-step-label {
  display: block;
  margin-bottom: 5px;
  color: var(--ms-fgc-blue);
  font-size: 14px;
  font-weight: 800;
}

.ms-fgc-step-shell__title h2 {
  margin: 0;
  color: var(--ms-fgc-heading);
  font-size: 33px;
  font-weight: 800;
  line-height: 1.45;
  letter-spacing: -0.25px;
}

.ms-fgc-step-shell__title p {
  max-width: 930px;
  margin: 8px 0 0;
  color: var(--ms-fgc-body);
  font-size: 18px;
  line-height: 1.78;
}

.ms-fgc-goal-fieldset {
  min-width: 0;
  margin: 0;
  padding: 30px 34px 28px;
  border: 0;
}

.ms-fgc-goal-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.ms-fgc-goal-card {
  position: relative;
  min-width: 0;
  min-height: 392px;
  display: flex;
  flex-direction: column;
  padding: 25px 24px 23px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 16px;
  background: #fff;
  cursor: pointer;
  transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease, background-color 180ms ease;
}

.ms-fgc-goal-card:hover {
  transform: translateY(-2px);
  border-color: rgba(74, 124, 198, 0.42);
  box-shadow: 0 12px 30px rgba(36, 52, 71, 0.07);
}

.ms-fgc-goal-card.is-selected {
  border-color: var(--ms-fgc-blue);
  background: #F8FBFF;
  box-shadow: 0 0 0 2px rgba(74, 124, 198, 0.10), 0 14px 34px rgba(36, 52, 71, 0.08);
}

.ms-fgc-goal-card__input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.ms-fgc-goal-card__check {
  position: absolute;
  top: 20px;
  left: 20px;
  width: 24px;
  height: 24px;
  display: grid;
  place-items: center;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 50%;
  background: #fff;
  color: transparent;
  transition: background-color 180ms ease, border-color 180ms ease, color 180ms ease;
}

.ms-fgc-goal-card__check svg {
  width: 15px;
  height: 15px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-goal-card.is-selected .ms-fgc-goal-card__check {
  border-color: var(--ms-fgc-blue);
  background: var(--ms-fgc-blue);
  color: #fff;
}

.ms-fgc-goal-card__icon {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  margin-bottom: 19px;
  border-radius: 12px;
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue);
}

.ms-fgc-goal-card:nth-child(2) .ms-fgc-goal-card__icon {
  background: var(--ms-fgc-soft-orange);
  color: var(--ms-fgc-orange-hover);
}

.ms-fgc-goal-card__icon svg {
  width: 25px;
  height: 25px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.65;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-goal-card__english {
  direction: ltr;
  width: fit-content;
  margin-bottom: 5px;
  color: var(--ms-fgc-muted);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.35px;
}

.ms-fgc-goal-card__title {
  display: block;
  color: var(--ms-fgc-heading);
  font-size: 24px;
  font-weight: 800;
  line-height: 1.5;
}

.ms-fgc-goal-card__description {
  display: block;
  margin-top: 10px;
  color: var(--ms-fgc-body);
  font-size: 16.5px;
  line-height: 1.82;
}

.ms-fgc-goal-card__best-for {
  display: block;
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid var(--ms-fgc-border);
  color: var(--ms-fgc-body);
  font-size: 14.5px;
  line-height: 1.75;
}

.ms-fgc-goal-card__best-for b {
  color: var(--ms-fgc-heading);
  font-weight: 800;
}

.ms-fgc-goal-card__logic {
  display: block;
  margin-top: auto;
  padding-top: 17px;
  color: var(--ms-fgc-blue-hover);
  font-size: 14px;
  font-weight: 600;
  line-height: 1.7;
}

.ms-fgc-goal-guidance {
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr) auto;
  align-items: center;
  gap: 13px;
  margin: 0 34px 28px;
  padding: 18px 20px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 12px;
  background: var(--ms-fgc-bg);
}

.ms-fgc-goal-guidance.is-selected {
  border-color: rgba(74, 124, 198, 0.24);
  background: var(--ms-fgc-soft-blue);
}

.ms-fgc-goal-guidance__icon {
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: #fff;
  color: var(--ms-fgc-blue);
}

.ms-fgc-goal-guidance__icon svg {
  width: 21px;
  height: 21px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-goal-guidance__copy {
  min-width: 0;
}

.ms-fgc-goal-guidance__label {
  display: block;
  color: var(--ms-fgc-muted);
  font-size: 12px;
  font-weight: 700;
}

.ms-fgc-goal-guidance__copy strong {
  display: block;
  margin-top: 2px;
  color: var(--ms-fgc-heading);
  font-size: 16px;
  font-weight: 800;
}

.ms-fgc-goal-guidance__copy p {
  margin: 3px 0 0;
  color: var(--ms-fgc-body);
  font-size: 14.5px;
  line-height: 1.72;
}

.ms-fgc-goal-guidance__state {
  white-space: nowrap;
  padding: 8px 12px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 999px;
  background: #fff;
  color: var(--ms-fgc-muted);
  font-size: 12.5px;
  font-weight: 700;
}

.ms-fgc-goal-guidance.is-selected .ms-fgc-goal-guidance__state {
  border-color: rgba(47, 133, 90, 0.18);
  background: #F0FAF5;
  color: var(--ms-fgc-success);
}

.ms-fgc-step-shell__footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 22px 34px;
  border-top: 1px solid var(--ms-fgc-border);
  background: #FCFDFE;
}

.ms-fgc-step-tip {
  max-width: 820px;
  display: flex;
  align-items: flex-start;
  gap: 9px;
  color: var(--ms-fgc-body);
  font-size: 14.5px;
  line-height: 1.75;
}

.ms-fgc-step-tip svg {
  width: 19px;
  height: 19px;
  flex: 0 0 19px;
  margin-top: 2px;
  fill: none;
  stroke: var(--ms-fgc-orange-hover);
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-step-tip strong {
  color: var(--ms-fgc-heading);
  font-weight: 800;
}

.ms-fgc-goal-continue {
  min-width: 235px;
}

.ms-fgc-goal-continue:disabled {
  transform: none;
  border-color: #D5DCE4;
  background: #E7EBEF;
  color: #8A96A3 !important;
  box-shadow: none;
  cursor: not-allowed;
}


/* ==========================================================
   V1.1.0 — PREMIUM DESKTOP POLISH
   ========================================================== */
.ms-fgc-workspace .ms-fgc-container,
.ms-fgc-goal-section .ms-fgc-container {
  width: min(calc(100% - 48px), 1320px);
}

.ms-fgc-privacy-note {
  position: relative;
  overflow: hidden;
  align-self: stretch;
  align-content: center;
  box-shadow: inset 3px 0 0 rgba(74, 124, 198, 0.20);
}

.ms-fgc-privacy-note::after {
  content: "";
  position: absolute;
  left: -34px;
  bottom: -42px;
  width: 120px;
  height: 120px;
  border: 1px solid rgba(74, 124, 198, 0.08);
  border-radius: 50%;
  pointer-events: none;
}

.ms-fgc-progress__steps li {
  min-height: 66px;
}

.ms-fgc-progress__steps li.is-current {
  box-shadow: inset 0 0 0 1px rgba(74, 124, 198, 0.08);
}

.ms-fgc-output-preview__metrics span {
  min-height: 34px;
  display: inline-flex;
  align-items: center;
}

.ms-fgc-goal-card::after {
  content: "تم الاختيار";
  position: absolute;
  top: 20px;
  left: 54px;
  padding: 5px 9px;
  border: 1px solid rgba(74, 124, 198, 0.18);
  border-radius: 999px;
  background: #fff;
  color: var(--ms-fgc-blue-hover);
  font-size: 11.5px;
  font-weight: 800;
  line-height: 1.2;
  opacity: 0;
  transform: translateY(-3px);
  transition: opacity 180ms ease, transform 180ms ease;
  pointer-events: none;
}

.ms-fgc-goal-card.is-selected::after {
  opacity: 1;
  transform: translateY(0);
}

.ms-fgc-goal-card.is-selected .ms-fgc-goal-card__title {
  color: var(--ms-fgc-blue-hover);
}

.ms-fgc-step-action {
  min-width: 235px;
  display: grid;
  gap: 7px;
  justify-items: stretch;
}

.ms-fgc-step-action__next {
  margin: 0;
  color: var(--ms-fgc-muted);
  font-size: 12.5px;
  font-weight: 600;
  line-height: 1.45;
  text-align: center;
}

.ms-fgc-step-action__next strong {
  color: var(--ms-fgc-heading);
  font-weight: 800;
}

/* ==========================================================
   BASE RESPONSIVE SAFETY — dedicated polish comes later
   ========================================================== */
@media (max-width: 1080px) {
  .ms-fgc-hero__grid {
    grid-template-columns: minmax(0, 1fr) minmax(340px, 0.82fr);
    gap: 42px;
  }

  .ms-fgc-workspace__top {
    grid-template-columns: 1fr;
    align-items: start;
  }

  .ms-fgc-privacy-note {
    max-width: 720px;
  }

  .ms-fgc-progress__steps {
    grid-template-columns: repeat(5, minmax(120px, 1fr));
    overflow-x: auto;
    padding-bottom: 4px;
  }

  .ms-fgc-goal-grid {
    grid-template-columns: repeat(3, minmax(245px, 1fr));
    overflow-x: auto;
    padding-bottom: 6px;
    scroll-snap-type: x proximity;
  }

  .ms-fgc-goal-card {
    scroll-snap-align: start;
  }
}

@media (max-width: 820px) {
  .ms-fgc-container {
    width: min(calc(100% - 30px), var(--ms-fgc-container));
  }

  .ms-fgc-hero {
    padding: 58px 0 64px;
  }

  .ms-fgc-hero__grid {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .ms-fgc-hero__content {
    max-width: none;
  }

  .ms-fgc-hero__visual {
    max-width: 560px;
    width: 100%;
    margin-inline: auto;
  }

  .ms-fgc-workspace {
    padding-top: 64px;
  }

  .ms-fgc-workspace__output-preview {
    grid-template-columns: 1fr;
  }

  .ms-fgc-output-preview__metrics {
    justify-content: flex-start;
  }

  .ms-fgc-step-shell__footer {
    align-items: stretch;
    flex-direction: column;
  }

  .ms-fgc-goal-continue {
    width: 100%;
  }
}

@media (max-width: 640px) {
  .ms-fgc-container {
    width: min(calc(100% - 24px), var(--ms-fgc-container));
  }

  .ms-fgc-hero {
    padding: 46px 0 52px;
  }

  .ms-fgc-eyebrow {
    margin-bottom: 16px;
    font-size: 12.5px;
  }

  .ms-fgc-hero__title {
    font-size: 42px;
    line-height: 1.28;
    letter-spacing: -0.45px;
  }

  .ms-fgc-hero__title span {
    margin-top: 8px;
    font-size: 0.72em;
  }

  .ms-fgc-hero__lead {
    margin-top: 18px;
    font-size: 18px;
    line-height: 1.85;
  }

  .ms-fgc-hero__actions {
    display: grid;
    grid-template-columns: 1fr;
    margin-top: 24px;
  }

  .ms-fgc-btn {
    width: 100%;
  }

  .ms-fgc-trust {
    display: grid;
    grid-template-columns: 1fr;
    gap: 10px;
    margin-top: 24px;
  }

  .ms-fgc-planning-card {
    padding: 18px;
  }

  .ms-fgc-planning-card__head strong {
    font-size: 18px;
  }

  .ms-fgc-workspace {
    padding: 52px 0 25px;
  }

  .ms-fgc-section-heading--workspace h2 {
    font-size: 29px;
  }

  .ms-fgc-section-heading--workspace > p {
    font-size: 16.5px;
  }

  .ms-fgc-privacy-note {
    grid-template-columns: 40px 1fr;
    padding: 15px;
  }

  .ms-fgc-privacy-note__icon {
    width: 38px;
    height: 38px;
  }

  .ms-fgc-progress {
    padding: 19px 17px;
  }

  .ms-fgc-workspace__output-preview {
    padding: 16px;
  }

  .ms-fgc-goal-section {
    padding: 14px 0 64px;
  }

  .ms-fgc-step-shell__header {
    grid-template-columns: 50px minmax(0, 1fr);
    gap: 12px;
    padding: 22px 18px 20px;
  }

  .ms-fgc-step-index {
    width: 46px;
    height: 46px;
    border-radius: 11px;
    font-size: 14px;
  }

  .ms-fgc-step-shell__title h2 {
    font-size: 25px;
  }

  .ms-fgc-step-shell__title p {
    font-size: 15px;
  }

  .ms-fgc-goal-fieldset {
    padding: 20px 18px;
  }

  .ms-fgc-goal-grid {
    grid-template-columns: 1fr;
    overflow: visible;
  }

  .ms-fgc-goal-card {
    min-height: 0;
  }

  .ms-fgc-goal-guidance {
    grid-template-columns: 40px 1fr;
    margin: 0 18px 20px;
    padding: 14px;
  }

  .ms-fgc-goal-guidance__state {
    grid-column: 2;
    width: fit-content;
  }

  .ms-fgc-step-shell__footer {
    padding: 18px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .ms-fgc-btn,
  .ms-fgc-goal-card,
  .ms-fgc-progress__track span {
    transition: none;
  }
}

/* ==========================================================
   V1.2.0 — COMPLETE CALCULATOR SYSTEM
   ========================================================== */
.ms-fgc-calculator-step,
.ms-fgc-content-section {
  direction: rtl;
  font-family: var(--ms-font-sans, "Tajawal", Arial, sans-serif);
  color: var(--ms-fgc-body);
  box-sizing: border-box;
}

.ms-fgc-calculator-step *,
.ms-fgc-content-section * {
  box-sizing: border-box;
}

.ms-fgc-calculator-step [hidden],
.ms-fgc-content-section [hidden] {
  display: none !important;
}

.ms-fgc-calculator-step {
  padding: 24px 0 72px;
  background: var(--ms-fgc-bg);
  scroll-margin-top: 94px;
}

.ms-fgc-goal-section {
  padding-bottom: 42px;
  scroll-margin-top: 94px;
}

.ms-fgc-calculator-step + .ms-fgc-calculator-step {
  padding-top: 0;
}

.ms-fgc-progress__steps li.is-complete {
  color: var(--ms-fgc-success);
}

.ms-fgc-progress__steps li.is-complete > span {
  background: #F0FAF5;
  color: var(--ms-fgc-success);
}

.ms-fgc-form-body,
.ms-fgc-results-body {
  display: grid;
  gap: 20px;
  padding: 30px 34px;
}

.ms-fgc-form-grid {
  display: grid;
  gap: 18px;
}

.ms-fgc-form-grid--goal {
  grid-template-columns: minmax(0, 1.25fr) minmax(340px, .75fr);
}

.ms-fgc-form-grid--unit {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.ms-fgc-form-panel {
  min-width: 0;
  padding: 25px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 15px;
  background: #fff;
}

.ms-fgc-form-panel--highlight {
  border-color: rgba(74, 124, 198, 0.24);
  background: #FBFDFF;
  box-shadow: inset 0 3px 0 rgba(74, 124, 198, 0.76);
}

.ms-fgc-form-panel--acquisition {
  background: #FFFCF7;
  border-color: rgba(247, 154, 16, 0.20);
}

.ms-fgc-form-panel__head,
.ms-fgc-results-panel__head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 22px;
}

.ms-fgc-form-panel__head h3,
.ms-fgc-results-panel__head h3,
.ms-fgc-funnel-toggle-panel h3,
.ms-fgc-scenario-planner h3 {
  margin: 3px 0 0;
  color: var(--ms-fgc-heading);
  font-size: 21px;
  font-weight: 800;
  line-height: 1.55;
}

.ms-fgc-form-panel__head p,
.ms-fgc-funnel-toggle-panel p,
.ms-fgc-scenario-planner p {
  max-width: 760px;
  margin: 5px 0 0;
  color: var(--ms-fgc-body);
  font-size: 14.5px;
  line-height: 1.78;
}

.ms-fgc-form-kicker {
  direction: ltr;
  display: block;
  width: fit-content;
  color: var(--ms-fgc-blue);
  font-size: 11.5px;
  font-weight: 800;
  letter-spacing: .45px;
  text-transform: uppercase;
}

.ms-fgc-icon-box {
  width: 46px;
  height: 46px;
  flex: 0 0 46px;
  display: grid;
  place-items: center;
  border-radius: 11px;
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue);
}

.ms-fgc-icon-box--orange {
  background: var(--ms-fgc-soft-orange);
  color: var(--ms-fgc-orange-hover);
}

.ms-fgc-icon-box svg,
.ms-fgc-form-note svg,
.ms-fgc-result-warning svg {
  width: 22px;
  height: 22px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-field-row {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(190px, .65fr);
  gap: 16px;
}

.ms-fgc-field,
.ms-fgc-owner-retain {
  min-width: 0;
}

.ms-fgc-field label {
  display: flex;
  align-items: center;
  gap: 7px;
  margin-bottom: 8px;
  color: var(--ms-fgc-heading);
  font-size: 14.5px;
  font-weight: 800;
  line-height: 1.5;
}

.ms-fgc-field label span {
  color: var(--ms-fgc-muted);
  font-size: 11.5px;
  font-weight: 700;
}

.ms-fgc-field input,
.ms-fgc-field select,
.ms-fgc-input-group select,
.ms-fgc-scenario-levels input {
  width: 100%;
  min-height: 50px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 9px;
  background: #fff;
  color: var(--ms-fgc-heading);
  font: inherit;
  font-size: 15px;
  font-weight: 600;
  line-height: 1.4;
  outline: 0;
  transition: border-color 160ms ease, box-shadow 160ms ease, background-color 160ms ease;
}

.ms-fgc-field input {
  direction: ltr;
  text-align: right;
  padding: 11px 14px;
}

.ms-fgc-field select {
  padding: 10px 14px;
}

.ms-fgc-field input:focus,
.ms-fgc-field select:focus,
.ms-fgc-input-group select:focus,
.ms-fgc-scenario-levels input:focus {
  border-color: var(--ms-fgc-blue);
  box-shadow: 0 0 0 3px rgba(74, 124, 198, 0.12);
}

.ms-fgc-field input:invalid:not(:placeholder-shown) {
  border-color: #D04A4A;
}

.ms-fgc-field small {
  display: block;
  margin-top: 7px;
  color: var(--ms-fgc-muted);
  font-size: 12.5px;
  line-height: 1.65;
}

.ms-fgc-field--compact {
  max-width: 520px;
}

.ms-fgc-input-group {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 112px;
  gap: 8px;
}

.ms-fgc-input-group select {
  direction: ltr;
  padding: 10px;
  text-align: center;
}

.ms-fgc-input-suffix {
  position: relative;
}

.ms-fgc-input-suffix input {
  padding-left: 48px;
}

.ms-fgc-input-suffix > span {
  position: absolute;
  left: 15px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--ms-fgc-muted);
  font-size: 14px;
  font-weight: 800;
  pointer-events: none;
}

.ms-fgc-owner-retain {
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid var(--ms-fgc-border);
}

.ms-fgc-switch {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  flex: 0 0 auto;
  cursor: pointer;
}

.ms-fgc-switch input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.ms-fgc-switch > span {
  position: relative;
  width: 46px;
  height: 26px;
  border-radius: 999px;
  background: #D8E0E8;
  transition: background-color 180ms ease;
}

.ms-fgc-switch > span::after {
  content: "";
  position: absolute;
  top: 4px;
  right: 4px;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #fff;
  box-shadow: 0 2px 5px rgba(36, 52, 71, .18);
  transition: transform 180ms ease;
}

.ms-fgc-switch input:checked + span {
  background: var(--ms-fgc-blue);
}

.ms-fgc-switch input:checked + span::after {
  transform: translateX(-20px);
}

.ms-fgc-switch input:focus-visible + span {
  outline: 3px solid rgba(74, 124, 198, 0.22);
  outline-offset: 3px;
}

.ms-fgc-switch b {
  color: var(--ms-fgc-body);
  font-size: 13px;
  font-weight: 800;
}

.ms-fgc-tax-fields {
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid var(--ms-fgc-border);
}

.ms-fgc-cost-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 13px;
}

.ms-fgc-cost-summary {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 22px;
  padding-top: 20px;
  border-top: 1px solid var(--ms-fgc-border);
}

.ms-fgc-cost-summary > div {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  min-height: 56px;
  padding: 12px 15px;
  border-radius: 10px;
  background: var(--ms-fgc-bg);
}

.ms-fgc-cost-summary span {
  color: var(--ms-fgc-body);
  font-size: 13px;
  font-weight: 700;
}

.ms-fgc-cost-summary strong {
  direction: ltr;
  color: var(--ms-fgc-heading);
  font-size: 16px;
  font-weight: 800;
  white-space: nowrap;
}

.ms-fgc-field-badge {
  padding: 7px 11px;
  border-radius: 999px;
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue-hover);
  font-size: 12px;
  font-weight: 800;
}

.ms-fgc-nav-back {
  min-width: 190px;
}

/* 03 — Unit economics */
.ms-fgc-segmented {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 9px;
}

.ms-fgc-segmented--two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.ms-fgc-segmented label {
  position: relative;
  min-width: 0;
  cursor: pointer;
}

.ms-fgc-segmented input {
  position: absolute;
  opacity: 0;
}

.ms-fgc-segmented span {
  min-height: 46px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 9px 12px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 9px;
  background: #fff;
  color: var(--ms-fgc-body);
  font-size: 13px;
  font-weight: 700;
  text-align: center;
  transition: border-color 160ms ease, background-color 160ms ease, color 160ms ease, box-shadow 160ms ease;
}

.ms-fgc-segmented input:checked + span {
  border-color: var(--ms-fgc-blue);
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue-hover);
  box-shadow: inset 0 0 0 1px rgba(74, 124, 198, .08);
}

.ms-fgc-segmented input:focus-visible + span {
  outline: 3px solid rgba(74, 124, 198, .20);
  outline-offset: 2px;
}

.ms-fgc-margin-input {
  margin-top: 18px;
}

.ms-fgc-unit-preview {
  display: grid;
  grid-template-columns: minmax(250px, .72fr) minmax(0, 1.28fr);
  align-items: center;
  gap: 22px;
  padding: 20px 22px;
  border: 1px solid rgba(74, 124, 198, .22);
  border-radius: 14px;
  background: var(--ms-fgc-soft-blue);
}

.ms-fgc-unit-preview__intro span {
  display: block;
  color: var(--ms-fgc-blue);
  font-size: 12px;
  font-weight: 800;
}

.ms-fgc-unit-preview__intro strong {
  display: block;
  margin-top: 4px;
  color: var(--ms-fgc-heading);
  font-size: 15px;
  line-height: 1.65;
}

.ms-fgc-unit-preview__metrics {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 9px;
}

.ms-fgc-unit-preview__metrics > div {
  min-width: 0;
  padding: 12px;
  border: 1px solid rgba(74, 124, 198, .12);
  border-radius: 10px;
  background: #fff;
}

.ms-fgc-unit-preview__metrics span {
  display: block;
  color: var(--ms-fgc-muted);
  font-size: 11.5px;
  font-weight: 700;
  line-height: 1.45;
}

.ms-fgc-unit-preview__metrics strong {
  direction: ltr;
  display: block;
  margin-top: 5px;
  overflow: hidden;
  color: var(--ms-fgc-heading);
  font-size: 15px;
  font-weight: 800;
  white-space: nowrap;
  text-overflow: ellipsis;
}

/* 04 — Funnel assumptions */
.ms-fgc-funnel-toggle-panel {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 24px;
  border: 1px solid rgba(74, 124, 198, .18);
  border-radius: 15px;
  background: var(--ms-fgc-soft-blue);
}

.ms-fgc-funnel-toggle-panel__copy {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.ms-fgc-switch--large > span {
  width: 54px;
  height: 30px;
}

.ms-fgc-switch--large > span::after {
  width: 22px;
  height: 22px;
}

.ms-fgc-switch--large input:checked + span::after {
  transform: translateX(-24px);
}

.ms-fgc-funnel-fields {
  display: grid;
  gap: 18px;
}

.ms-fgc-rate-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.ms-fgc-field--rate {
  max-width: 580px;
}

.ms-fgc-form-note {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 15px 17px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 11px;
  background: #fff;
  color: var(--ms-fgc-blue);
}

.ms-fgc-form-note p {
  margin: 0;
  color: var(--ms-fgc-body);
  font-size: 13.5px;
  line-height: 1.7;
}

.ms-fgc-form-note strong {
  color: var(--ms-fgc-heading);
}

/* 05 — Results and scenarios */
.ms-fgc-results-section {
  padding-bottom: 92px;
}

.ms-fgc-results-shell {
  box-shadow: var(--ms-fgc-shadow-md);
}

.ms-fgc-results-body {
  gap: 22px;
}

.ms-fgc-scenario-planner {
  padding: 24px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 15px;
  background: #fff;
}

.ms-fgc-scenario-planner__head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 24px;
}

.ms-fgc-scenario-tabs {
  direction: ltr;
  display: inline-flex;
  gap: 4px;
  padding: 4px;
  border-radius: 10px;
  background: var(--ms-fgc-bg);
}

.ms-fgc-scenario-tabs button {
  min-height: 40px;
  padding: 8px 13px;
  border: 0;
  border-radius: 8px;
  background: transparent;
  color: var(--ms-fgc-muted);
  font: inherit;
  font-size: 12.5px;
  font-weight: 800;
  cursor: pointer;
}

.ms-fgc-scenario-tabs button.is-active {
  background: #fff;
  color: var(--ms-fgc-blue-hover);
  box-shadow: 0 3px 10px rgba(36, 52, 71, .08);
}

.ms-fgc-scenario-tabs button:focus-visible {
  outline: 3px solid rgba(74, 124, 198, .20);
}

.ms-fgc-scenario-levels {
  direction: ltr;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 20px;
  padding-top: 18px;
  border-top: 1px solid var(--ms-fgc-border);
}

.ms-fgc-scenario-levels label {
  display: grid;
  grid-template-columns: 1fr 120px;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  border-radius: 9px;
  background: var(--ms-fgc-bg);
}

.ms-fgc-scenario-levels label > span {
  color: var(--ms-fgc-heading);
  font-size: 12.5px;
  font-weight: 800;
}

.ms-fgc-scenario-levels input {
  direction: ltr;
  min-height: 40px;
  padding: 8px 34px 8px 10px;
  text-align: right;
}

.ms-fgc-result-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, .58fr);
  align-items: center;
  gap: 28px;
  padding: 29px 30px;
  border-radius: 16px;
  background: var(--ms-fgc-dark);
  color: #fff;
}

.ms-fgc-result-hero__eyebrow {
  direction: ltr;
  display: inline-flex;
  padding: 5px 9px;
  border-radius: 999px;
  background: rgba(255, 255, 255, .09);
  color: #DCE7F3;
  font-size: 11px;
  font-weight: 800;
}

.ms-fgc-result-hero h3 {
  margin: 7px 0 0;
  color: #fff;
  font-size: 26px;
  font-weight: 800;
  line-height: 1.45;
}

.ms-fgc-result-hero__context p {
  max-width: 690px;
  margin: 6px 0 0;
  color: #D5DFEA;
  font-size: 14px;
  line-height: 1.75;
}

.ms-fgc-result-hero__primary {
  min-width: 0;
  padding: 18px 20px;
  border: 1px solid rgba(255,255,255,.10);
  border-radius: 12px;
  background: rgba(255,255,255,.055);
}

.ms-fgc-result-hero__primary span,
.ms-fgc-result-hero__primary small {
  display: block;
  color: #CBD5E1;
  font-size: 12px;
  font-weight: 700;
}

.ms-fgc-result-hero__primary strong {
  direction: ltr;
  display: block;
  margin: 5px 0 4px;
  color: var(--ms-fgc-orange);
  font-size: 30px;
  font-weight: 800;
  line-height: 1.25;
  overflow-wrap: anywhere;
}

.ms-fgc-primary-results {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
}

.ms-fgc-primary-results article {
  min-width: 0;
  min-height: 132px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 20px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 13px;
  background: #fff;
}

.ms-fgc-primary-results span,
.ms-fgc-primary-results small {
  color: var(--ms-fgc-muted);
  font-size: 12px;
  font-weight: 700;
  line-height: 1.5;
}

.ms-fgc-primary-results strong {
  direction: ltr;
  display: block;
  margin: 6px 0 4px;
  color: var(--ms-fgc-heading);
  font-size: 22px;
  font-weight: 800;
  overflow-wrap: anywhere;
}

.ms-fgc-primary-results article:first-child strong {
  color: var(--ms-fgc-blue-hover);
}

.ms-fgc-results-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.ms-fgc-results-panel {
  min-width: 0;
  padding: 23px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 14px;
  background: #fff;
}

.ms-fgc-results-panel__head {
  margin-bottom: 16px;
}

.ms-fgc-result-list {
  margin: 0;
}

.ms-fgc-result-list > div {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 16px;
  padding: 12px 0;
  border-top: 1px solid var(--ms-color-border-soft, #EDF1F5);
}

.ms-fgc-result-list dt {
  color: var(--ms-fgc-body);
  font-size: 13px;
  font-weight: 650;
  line-height: 1.55;
}

.ms-fgc-result-list dd {
  direction: ltr;
  margin: 0;
  color: var(--ms-fgc-heading);
  font-size: 14px;
  font-weight: 800;
  text-align: left;
}

.ms-fgc-panel-footnote {
  margin: 13px 0 0;
  padding: 11px 12px;
  border-radius: 9px;
  background: var(--ms-fgc-bg);
  color: var(--ms-fgc-muted);
  font-size: 11.5px;
  line-height: 1.65;
}

.ms-fgc-result-warning {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 17px 19px;
  border: 1px solid rgba(247, 154, 16, .20);
  border-radius: 12px;
  background: var(--ms-fgc-soft-orange);
  color: var(--ms-fgc-orange-hover);
}

.ms-fgc-result-warning strong {
  display: block;
  color: var(--ms-fgc-heading);
  font-size: 14px;
  font-weight: 800;
}

.ms-fgc-result-warning p {
  margin: 3px 0 0;
  color: var(--ms-fgc-body);
  font-size: 12.5px;
  line-height: 1.7;
}

.ms-fgc-results-actions {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 10px;
}

/* ==========================================================
   EDUCATIONAL / SEO CONTENT
   ========================================================== */
.ms-fgc-content-section {
  padding: 92px 0;
  background: #fff;
}

.ms-fgc-content-heading {
  max-width: 860px;
  margin: 0 auto 38px;
  text-align: center;
}

.ms-fgc-content-heading--left {
  margin: 0;
  text-align: right;
}

.ms-fgc-content-heading__kicker {
  direction: ltr;
  display: inline-flex;
  margin-bottom: 10px;
  color: var(--ms-fgc-blue);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .5px;
  text-transform: uppercase;
}

.ms-fgc-content-heading h2,
.ms-fgc-related__head h2,
.ms-fgc-lead-cta h2 {
  margin: 0;
  color: var(--ms-fgc-heading);
  font-size: 36px;
  font-weight: 800;
  line-height: 1.48;
  letter-spacing: -.3px;
}

.ms-fgc-content-heading p,
.ms-fgc-lead-cta p {
  margin: 12px 0 0;
  color: var(--ms-fgc-body);
  font-size: 17px;
  line-height: 1.9;
}

.ms-fgc-methodology {
  background: var(--ms-fgc-soft-blue);
}

.ms-fgc-method-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.ms-fgc-method-grid article {
  display: grid;
  grid-template-columns: 48px minmax(0, 1fr);
  gap: 14px;
  padding: 24px;
  border: 1px solid rgba(74,124,198,.13);
  border-radius: 14px;
  background: #fff;
}

.ms-fgc-method-grid article > span {
  direction: ltr;
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 10px;
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue);
  font-size: 13px;
  font-weight: 800;
}

.ms-fgc-method-grid h3,
.ms-fgc-concept-card h3,
.ms-fgc-cac-cards h3 {
  margin: 0;
  color: var(--ms-fgc-heading);
  font-size: 19px;
  font-weight: 800;
  line-height: 1.55;
}

.ms-fgc-method-grid p,
.ms-fgc-concept-card p,
.ms-fgc-cac-cards p {
  margin: 6px 0 0;
  color: var(--ms-fgc-body);
  font-size: 14px;
  line-height: 1.8;
}

.ms-fgc-concept-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.ms-fgc-concept-card {
  padding: 27px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 15px;
  background: #fff;
  box-shadow: var(--ms-fgc-shadow-sm);
}

.ms-fgc-concept-card__icon {
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  margin-bottom: 17px;
  border-radius: 11px;
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue);
}

.ms-fgc-concept-card__icon svg {
  width: 23px;
  height: 23px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.75;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.ms-fgc-formula {
  direction: ltr;
  display: grid;
  gap: 6px;
  margin-top: 18px;
  padding: 13px 14px;
  border-radius: 10px;
  background: var(--ms-fgc-bg);
  text-align: left;
}

.ms-fgc-formula span {
  color: var(--ms-fgc-muted);
  font-size: 10px;
  font-weight: 800;
  letter-spacing: .4px;
  text-transform: uppercase;
}

.ms-fgc-formula code {
  overflow-wrap: anywhere;
  color: var(--ms-fgc-navy);
  font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  font-size: 12.5px;
  font-weight: 700;
  line-height: 1.65;
}

.ms-fgc-cac {
  background: var(--ms-fgc-bg);
}

.ms-fgc-cac-layout {
  display: grid;
  grid-template-columns: minmax(300px, .65fr) minmax(0, 1.35fr);
  align-items: start;
  gap: 50px;
}

.ms-fgc-cac-cards {
  display: grid;
  gap: 12px;
}

.ms-fgc-cac-cards article {
  padding: 23px 24px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 13px;
  background: #fff;
}

.ms-fgc-cac-tag {
  direction: ltr;
  display: inline-flex;
  margin-bottom: 7px;
  padding: 5px 8px;
  border-radius: 999px;
  background: #F2F4F7;
  color: var(--ms-fgc-muted);
  font-size: 10px;
  font-weight: 800;
  letter-spacing: .35px;
}

.ms-fgc-cac-tag--blue {
  background: var(--ms-fgc-soft-blue);
  color: var(--ms-fgc-blue-hover);
}

.ms-fgc-cac-tag--orange {
  background: var(--ms-fgc-soft-orange);
  color: #A45D00;
}

.ms-fgc-next-actions {
  padding-top: 0;
  background: #fff;
}

.ms-fgc-lead-cta {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(320px, .85fr);
  align-items: center;
  gap: 44px;
  padding: 45px 48px;
  border-radius: 20px;
  background: var(--ms-fgc-dark);
  color: #fff;
}

.ms-fgc-lead-cta::before {
  content: "";
  position: absolute;
  left: -70px;
  bottom: -120px;
  width: 300px;
  height: 300px;
  border: 1px solid rgba(255,255,255,.06);
  border-radius: 50%;
}

.ms-fgc-lead-cta .ms-fgc-content-heading__kicker {
  color: #9FC1F0;
}

.ms-fgc-lead-cta h2 {
  max-width: 760px;
  color: #fff;
}

.ms-fgc-lead-cta p {
  max-width: 760px;
  color: #D7E0EA;
}

.ms-fgc-lead-cta__copy,
.ms-fgc-lead-cta__visual {
  position: relative;
  z-index: 1;
}

.ms-fgc-lead-cta__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.ms-fgc-btn--light-outline {
  border-color: rgba(255,255,255,.32);
  color: #fff !important;
}

.ms-fgc-btn--light-outline:hover {
  border-color: rgba(255,255,255,.55);
  background: rgba(255,255,255,.08);
  color: #fff !important;
}

.ms-fgc-plan-sheet {
  max-width: 390px;
  margin-inline: auto;
  padding: 22px;
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 15px;
  background: #fff;
  box-shadow: 0 24px 54px rgba(0,0,0,.16);
  transform: rotate(-1deg);
}

.ms-fgc-plan-sheet__head {
  direction: ltr;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  color: var(--ms-fgc-heading);
  font-size: 12px;
  font-weight: 800;
}

.ms-fgc-plan-sheet__head b {
  padding: 5px 8px;
  border-radius: 999px;
  background: var(--ms-fgc-soft-orange);
  color: #A45D00;
  font-size: 9px;
}

.ms-fgc-plan-sheet__rows {
  display: grid;
  gap: 9px;
  margin: 19px 0;
}

.ms-fgc-plan-sheet__rows span {
  height: 9px;
  border-radius: 999px;
  background: #E9EEF4;
}

.ms-fgc-plan-sheet__rows span:nth-child(2) { width: 82%; }
.ms-fgc-plan-sheet__rows span:nth-child(3) { width: 68%; }
.ms-fgc-plan-sheet__rows span:nth-child(4) { width: 88%; }

.ms-fgc-plan-sheet__metrics {
  direction: ltr;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
}

.ms-fgc-plan-sheet__metrics div {
  padding: 11px;
  border-radius: 9px;
  background: var(--ms-fgc-soft-blue);
}

.ms-fgc-plan-sheet__metrics small,
.ms-fgc-plan-sheet__metrics strong {
  display: block;
}

.ms-fgc-plan-sheet__metrics small {
  color: var(--ms-fgc-muted);
  font-size: 9px;
}

.ms-fgc-plan-sheet__metrics strong {
  margin-top: 3px;
  color: var(--ms-fgc-blue-hover);
  font-size: 17px;
}

.ms-fgc-related {
  margin-top: 68px;
}

.ms-fgc-related__head {
  margin-bottom: 22px;
}

.ms-fgc-related__head h2 {
  font-size: 28px;
}

.ms-fgc-related-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.ms-fgc-related-grid a {
  position: relative;
  display: block;
  min-height: 116px;
  padding: 20px 21px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 12px;
  background: #fff;
  text-decoration: none !important;
  transition: transform 160ms ease, border-color 160ms ease, box-shadow 160ms ease;
}

.ms-fgc-related-grid a::after {
  content: "‹";
  position: absolute;
  left: 18px;
  top: 18px;
  color: var(--ms-fgc-blue);
  font-size: 24px;
  font-weight: 500;
}

.ms-fgc-related-grid a:hover {
  transform: translateY(-2px);
  border-color: rgba(74,124,198,.38);
  box-shadow: var(--ms-fgc-shadow-sm);
}

.ms-fgc-related-grid span,
.ms-fgc-related-grid small {
  display: block;
  max-width: calc(100% - 28px);
}

.ms-fgc-related-grid span {
  color: var(--ms-fgc-heading);
  font-size: 16px;
  font-weight: 800;
}

.ms-fgc-related-grid small {
  margin-top: 6px;
  color: var(--ms-fgc-muted);
  font-size: 12.5px;
  line-height: 1.6;
}

/* ==========================================================
   V1.2.0 RESPONSIVE
   ========================================================== */
@media (max-width: var(--ms-container, 1180px)) {
  .ms-fgc-cost-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .ms-fgc-unit-preview {
    grid-template-columns: 1fr;
  }

  .ms-fgc-primary-results {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ms-fgc-method-grid,
  .ms-fgc-related-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 920px) {
  .ms-fgc-form-grid--goal,
  .ms-fgc-form-grid--unit,
  .ms-fgc-result-hero,
  .ms-fgc-cac-layout,
  .ms-fgc-lead-cta {
    grid-template-columns: 1fr;
  }

  .ms-fgc-segmented {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .ms-fgc-unit-preview__metrics {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ms-fgc-scenario-planner__head {
    align-items: flex-start;
    flex-direction: column;
  }

  .ms-fgc-scenario-levels {
    grid-template-columns: 1fr;
  }

  .ms-fgc-results-grid {
    grid-template-columns: 1fr;
  }

  .ms-fgc-cac-layout {
    gap: 30px;
  }

  .ms-fgc-content-heading--left {
    max-width: 820px;
  }

  .ms-fgc-lead-cta__visual {
    display: none;
  }
}

@media (max-width: 700px) {
  .ms-fgc-calculator-step {
    padding-bottom: 54px;
  }

  .ms-fgc-form-body,
  .ms-fgc-results-body {
    padding: 20px 18px;
  }

  .ms-fgc-form-panel,
  .ms-fgc-scenario-planner,
  .ms-fgc-results-panel {
    padding: 19px;
  }

  .ms-fgc-form-panel__head,
  .ms-fgc-results-panel__head {
    gap: 12px;
  }

  .ms-fgc-form-panel__head h3,
  .ms-fgc-results-panel__head h3,
  .ms-fgc-funnel-toggle-panel h3,
  .ms-fgc-scenario-planner h3 {
    font-size: 18px;
  }

  .ms-fgc-field-row,
  .ms-fgc-cost-summary,
  .ms-fgc-rate-grid {
    grid-template-columns: 1fr;
  }

  .ms-fgc-cost-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ms-fgc-segmented,
  .ms-fgc-segmented--two {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ms-fgc-funnel-toggle-panel {
    align-items: flex-start;
    flex-direction: column;
    padding: 19px;
  }

  .ms-fgc-funnel-toggle-panel__copy {
    gap: 12px;
  }

  .ms-fgc-result-hero {
    padding: 22px;
  }

  .ms-fgc-result-hero h3 {
    font-size: 22px;
  }

  .ms-fgc-result-hero__primary strong {
    font-size: 25px;
  }

  .ms-fgc-primary-results {
    grid-template-columns: 1fr;
  }

  .ms-fgc-primary-results article {
    min-height: 108px;
  }

  .ms-fgc-results-actions {
    align-items: stretch;
    flex-direction: column;
  }

  .ms-fgc-results-actions .ms-fgc-btn {
    width: 100%;
  }

  .ms-fgc-content-section {
    padding: 68px 0;
  }

  .ms-fgc-content-heading h2,
  .ms-fgc-lead-cta h2 {
    font-size: 29px;
  }

  .ms-fgc-content-heading p,
  .ms-fgc-lead-cta p {
    font-size: 15.5px;
  }

  .ms-fgc-method-grid,
  .ms-fgc-concept-grid,
  .ms-fgc-related-grid {
    grid-template-columns: 1fr;
  }

  .ms-fgc-lead-cta {
    padding: 31px 26px;
    border-radius: 16px;
  }

  .ms-fgc-lead-cta__actions {
    display: grid;
    grid-template-columns: 1fr;
  }

  .ms-fgc-related {
    margin-top: 48px;
  }
}

@media (max-width: 480px) {
  .ms-fgc-cost-grid,
  .ms-fgc-unit-preview__metrics,
  .ms-fgc-segmented,
  .ms-fgc-segmented--two {
    grid-template-columns: 1fr;
  }

  .ms-fgc-input-group {
    grid-template-columns: minmax(0, 1fr) 92px;
  }

  .ms-fgc-icon-box {
    width: 40px;
    height: 40px;
    flex-basis: 40px;
  }

  .ms-fgc-scenario-tabs {
    width: 100%;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
  }

  .ms-fgc-scenario-tabs button {
    padding-inline: 6px;
    font-size: 11px;
  }

  .ms-fgc-scenario-levels label {
    grid-template-columns: 1fr 104px;
  }

  .ms-fgc-result-list > div {
    grid-template-columns: 1fr;
    gap: 4px;
  }

  .ms-fgc-result-list dd {
    text-align: right;
  }

  .ms-fgc-method-grid article {
    grid-template-columns: 42px minmax(0, 1fr);
    padding: 19px;
  }
}


/* ==========================================================
   V1.3.1 — PREMIUM POLISH + RESPONSIVE UX + SEO CONTENT
   ========================================================== */

/* Numeric inputs now use text + inputmode to accept comma-separated values. */
.ms-v2-page--financial-goal-calculator [data-fgc-number] {
  direction: ltr;
  unicode-bidi: isolate;
  text-align: left;
  font-variant-numeric: lining-nums tabular-nums;
  font-feature-settings: "lnum" 1, "tnum" 1;
}

/* Inline validation */
.ms-fgc-field.is-error input,
.ms-fgc-field.is-error select,
.ms-fgc-scenario-levels label.is-error input {
  border-color: #C53030 !important;
  box-shadow: 0 0 0 3px rgba(197, 48, 48, .08) !important;
}

.ms-fgc-field-error {
  display: block;
  margin-top: 7px;
  color: var(--ms-color-danger, #B42318);
  font-size: 12.5px;
  font-weight: 700;
  line-height: 1.55;
}

/* Mobile progress summary */
.ms-fgc-progress-mobile { display: none; }

/* Quick edit navigation in results */
.ms-fgc-result-edit-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 16px 18px;
  border: 1px solid rgba(74, 124, 198, .20);
  border-radius: 12px;
  background: var(--ms-fgc-soft-blue);
}

.ms-fgc-result-edit-nav__copy { min-width: 0; }
.ms-fgc-result-edit-nav__copy strong {
  display: block;
  color: var(--ms-fgc-heading);
  font-size: 14px;
  font-weight: 800;
}
.ms-fgc-result-edit-nav__copy span {
  display: block;
  margin-top: 3px;
  color: var(--ms-fgc-body);
  font-size: 12.5px;
  line-height: 1.6;
}
.ms-fgc-result-edit-nav__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 7px;
}
.ms-fgc-result-edit-nav__actions button {
  min-height: 38px;
  padding: 8px 11px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 8px;
  background: #fff;
  color: var(--ms-fgc-blue-hover);
  font: inherit;
  font-size: 12px;
  font-weight: 800;
  cursor: pointer;
}
.ms-fgc-result-edit-nav__actions button:hover,
.ms-fgc-result-edit-nav__actions button:focus-visible {
  border-color: var(--ms-fgc-blue);
  background: #F8FBFF;
}
.ms-fgc-result-edit-nav__actions button:focus-visible {
  outline: 3px solid rgba(74,124,198,.18);
}

.ms-fgc-rounding-note {
  display: flex;
  align-items: flex-start;
  gap: 11px;
  padding: 14px 16px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 11px;
  background: var(--ms-fgc-bg);
}
.ms-fgc-rounding-note svg {
  width: 20px;
  height: 20px;
  flex: 0 0 20px;
  fill: none;
  stroke: var(--ms-fgc-blue);
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.ms-fgc-rounding-note p {
  margin: 0;
  color: var(--ms-fgc-body);
  font-size: 12.5px;
  line-height: 1.7;
}
.ms-fgc-rounding-note strong { color: var(--ms-fgc-heading); }
.ms-fgc-reset-btn { margin-inline-end: auto; }

/* Answer-first SEO section */
.ms-fgc-definition { background: #fff; padding-bottom: 44px; }
.ms-fgc-answer-block {
  padding: 34px 36px;
  border: 1px solid rgba(74,124,198,.20);
  border-radius: 18px;
  background: #FBFDFF;
  box-shadow: var(--ms-fgc-shadow-sm);
}
.ms-fgc-answer-block h2 {
  margin: 0;
  color: var(--ms-fgc-heading);
  font-size: 34px;
  font-weight: 800;
  line-height: 1.5;
}
.ms-fgc-answer-block__lead {
  max-width: 1080px;
  margin: 13px 0 0;
  color: var(--ms-fgc-body);
  font-size: 18px;
  line-height: 1.9;
}
.ms-fgc-answer-types {
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 12px;
  margin-top: 24px;
}
.ms-fgc-answer-types article {
  padding: 18px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 12px;
  background: #fff;
}
.ms-fgc-answer-types strong {
  direction: ltr;
  display: block;
  color: var(--ms-fgc-blue-hover);
  font-size: 13px;
  font-weight: 800;
}
.ms-fgc-answer-types span {
  display: block;
  margin-top: 7px;
  color: var(--ms-fgc-body);
  font-size: 14px;
  line-height: 1.7;
}

/* Worked example */
.ms-fgc-example { background: var(--ms-fgc-bg); }
.ms-fgc-example-layout {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 18px;
}
.ms-fgc-example-panel {
  padding: 25px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 15px;
  background: #fff;
}
.ms-fgc-example-panel--logic { border-color: rgba(74,124,198,.22); }
.ms-fgc-example-panel h3 {
  margin: 4px 0 17px;
  color: var(--ms-fgc-heading);
  font-size: 21px;
  font-weight: 800;
}
.ms-fgc-example-panel dl { margin: 0; }
.ms-fgc-example-panel dl > div {
  display: grid;
  grid-template-columns: minmax(0,1fr) auto;
  align-items: center;
  gap: 14px;
  padding: 11px 0;
  border-top: 1px solid var(--ms-color-border-soft, #EDF1F5);
}
.ms-fgc-example-panel dt { color: var(--ms-fgc-body); font-size: 13.5px; }
.ms-fgc-example-panel dd {
  direction: ltr;
  margin: 0;
  color: var(--ms-fgc-heading);
  font-size: 14px;
  font-weight: 800;
}
.ms-fgc-example-panel ol { margin: 0; padding: 0 22px 0 0; }
.ms-fgc-example-panel li { padding: 8px 0; color: var(--ms-fgc-body); }
.ms-fgc-example-panel li strong {
  direction: ltr;
  display: block;
  color: var(--ms-fgc-heading);
  font-size: 13px;
}
.ms-fgc-example-panel li span {
  direction: ltr;
  unicode-bidi: isolate;
  display: block;
  margin-top: 4px;
  color: var(--ms-fgc-body);
  font-size: 13.5px;
}
.ms-fgc-example-results {
  display: grid;
  grid-template-columns: repeat(4, minmax(0,1fr));
  gap: 12px;
  margin-top: 18px;
}
.ms-fgc-example-results article {
  padding: 18px;
  border: 1px solid var(--ms-fgc-border);
  border-radius: 12px;
  background: #fff;
}
.ms-fgc-example-results span { display:block; color:var(--ms-fgc-muted); font-size:12.5px; }
.ms-fgc-example-results strong {
  direction:ltr;
  unicode-bidi:isolate;
  display:block;
  margin-top:6px;
  color:var(--ms-fgc-blue-hover);
  font-size:18px;
  font-weight:800;
}

/* FAQ */
.ms-fgc-faq { background:#fff; }
.ms-fgc-faq-list {
  max-width: 980px;
  margin: 0 auto;
  display: grid;
  gap: 10px;
}
.ms-fgc-faq-list details {
  border: 1px solid var(--ms-fgc-border);
  border-radius: 12px;
  background: #fff;
  overflow: hidden;
}
.ms-fgc-faq-list summary {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 18px 20px;
  color: var(--ms-fgc-heading);
  font-size: 16px;
  font-weight: 800;
  cursor: pointer;
  list-style: none;
}
.ms-fgc-faq-list summary::-webkit-details-marker { display:none; }
.ms-fgc-faq-list summary span {
  direction:ltr;
  color:var(--ms-fgc-blue);
  font-size:22px;
  line-height:1;
  transition:transform 160ms ease;
}
.ms-fgc-faq-list details[open] summary span { transform: rotate(45deg); }
.ms-fgc-faq-list details > div { padding: 0 20px 18px; }
.ms-fgc-faq-list p { margin:0; color:var(--ms-fgc-body); font-size:15px; line-height:1.85; }

@media (max-width: 920px) {
  .ms-fgc-answer-types,
  .ms-fgc-example-results { grid-template-columns: repeat(2,minmax(0,1fr)); }
  .ms-fgc-example-layout { grid-template-columns: 1fr; }
  .ms-fgc-result-edit-nav { align-items:flex-start; flex-direction:column; }
}

@media (max-width: 700px) {
  /* Replace the wide five-step row with current/next + dots. */
  .ms-fgc-progress__steps { display:none !important; }
  .ms-fgc-progress-mobile {
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:16px;
    margin-top:16px;
  }
  .ms-fgc-progress-mobile__copy { min-width:0; display:grid; gap:3px; }
  .ms-fgc-progress-mobile__current,
  .ms-fgc-progress-mobile__next { color:var(--ms-fgc-muted); font-size:12.5px; line-height:1.55; }
  .ms-fgc-progress-mobile__current strong { color:var(--ms-fgc-heading); font-weight:800; }
  .ms-fgc-progress-mobile__next b { color:var(--ms-fgc-blue-hover); font-weight:800; }
  .ms-fgc-progress-mobile__dots { direction:ltr; display:flex; gap:6px; flex:0 0 auto; }
  .ms-fgc-progress-mobile__dots span {
    width:8px; height:8px; border-radius:99px; background:#D9E1E9; transition:width 160ms ease, background 160ms ease;
  }
  .ms-fgc-progress-mobile__dots span.is-complete { background:#A9D6BD; }
  .ms-fgc-progress-mobile__dots span.is-current { width:20px; background:var(--ms-fgc-blue); }

  /* Compact goal cards until selected; selected card expands its explanatory copy. */
  .ms-fgc-goal-card { min-height:0; padding:20px 18px; }
  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__description,
  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__best-for,
  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__logic { display:none; }
  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__icon { margin-bottom:12px; }
  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__title { font-size:21px; }
  .ms-fgc-goal-card.is-selected { min-height:0; }

  .ms-fgc-result-edit-nav__actions { width:100%; display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); }
  .ms-fgc-result-edit-nav__actions button { width:100%; }
  .ms-fgc-results-actions { gap:8px; }
  .ms-fgc-reset-btn { margin-inline-end:0; }

  .ms-fgc-answer-block { padding:26px 22px; }
  .ms-fgc-answer-block h2 { font-size:29px; }
  .ms-fgc-answer-block__lead { font-size:16px; line-height:1.85; }
  .ms-fgc-answer-types,
  .ms-fgc-example-results { grid-template-columns:1fr; }
  .ms-fgc-example-panel { padding:20px; }
  .ms-fgc-example-panel dl > div { grid-template-columns:1fr; gap:4px; }
  .ms-fgc-example-panel dd { text-align:right; }
  .ms-fgc-faq-list summary { padding:16px 17px; font-size:15px; }
  .ms-fgc-faq-list details > div { padding:0 17px 16px; }
}

@media (max-width: 480px) {
  .ms-fgc-progress { padding:22px 18px; }
  .ms-fgc-progress-mobile { align-items:flex-start; flex-direction:column; }
  .ms-fgc-result-edit-nav__actions { grid-template-columns:1fr; }
  .ms-fgc-example-panel li span { font-size:12.5px; }
}

/* ==========================================================
   V1.3.1 — FINAL MICRO-POLISH + RESPONSIVE QA
   Tablet portrait + mobile ergonomics, touch targets and density.
   ========================================================== */

/* Touch target baseline for compact interactive controls. */
.ms-v2-page--financial-goal-calculator .ms-fgc-switch {
  min-height: 44px;
}

.ms-v2-page--financial-goal-calculator .ms-fgc-scenario-tabs button,
.ms-v2-page--financial-goal-calculator .ms-fgc-result-edit-nav__actions button {
  min-height: 44px;
}

@media (max-width: 920px) {
  /* Slightly stronger micro-label legibility on tablets and phones. */
  .ms-fgc-form-kicker {
    font-size: 12px;
    letter-spacing: .38px;
  }

  .ms-fgc-cac-tag,
  .ms-fgc-formula span {
    font-size: 10.75px;
  }
}

/* Tablet portrait: avoid a cramped five-column stepper and horizontal goal-card rail. */
@media (min-width: 701px) and (max-width: 960px) {
  .ms-fgc-progress__steps {
    display: none !important;
  }

  .ms-fgc-progress-mobile {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    margin-top: 16px;
  }

  .ms-fgc-progress-mobile__copy {
    min-width: 0;
    display: grid;
    gap: 4px;
  }

  .ms-fgc-progress-mobile__current,
  .ms-fgc-progress-mobile__next {
    color: var(--ms-fgc-muted);
    font-size: 13px;
    line-height: 1.55;
  }

  .ms-fgc-progress-mobile__current strong {
    color: var(--ms-fgc-heading);
    font-weight: 800;
  }

  .ms-fgc-progress-mobile__next b {
    color: var(--ms-fgc-blue-hover);
    font-weight: 800;
  }

  .ms-fgc-progress-mobile__dots {
    direction: ltr;
    display: flex;
    gap: 7px;
    flex: 0 0 auto;
  }

  .ms-fgc-progress-mobile__dots span {
    width: 9px;
    height: 9px;
    border-radius: 99px;
    background: #D9E1E9;
  }

  .ms-fgc-progress-mobile__dots span.is-complete {
    background: #A9D6BD;
  }

  .ms-fgc-progress-mobile__dots span.is-current {
    width: 22px;
    background: var(--ms-fgc-blue);
  }

  .ms-fgc-goal-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    overflow: visible;
    padding-bottom: 0;
    scroll-snap-type: none;
  }

  .ms-fgc-goal-card {
    min-height: 0;
    padding: 22px 20px;
    align-self: start;
  }

  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__description,
  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__best-for,
  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__logic {
    display: none;
  }

  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__icon {
    margin-bottom: 12px;
  }

  .ms-fgc-goal-card:not(.is-selected) .ms-fgc-goal-card__title {
    font-size: 21px;
  }

  .ms-fgc-goal-card:nth-child(3) {
    grid-column: 1 / -1;
    width: calc(50% - 7px);
    justify-self: center;
  }
}

@media (max-width: 700px) {
  /* Reduce total page length without reducing readable type sizes. */
  .ms-fgc-definition {
    padding: 56px 0 34px;
  }

  .ms-fgc-methodology,
  .ms-fgc-example,
  .ms-fgc-concepts,
  .ms-fgc-cac,
  .ms-fgc-faq {
    padding: 56px 0;
  }

  .ms-fgc-next-actions {
    padding: 0 0 56px;
  }

  .ms-fgc-content-heading {
    margin-bottom: 28px;
  }

  .ms-fgc-method-grid,
  .ms-fgc-concept-grid,
  .ms-fgc-cac-cards,
  .ms-fgc-faq-list {
    gap: 11px;
  }

  .ms-fgc-method-grid article {
    padding: 18px;
  }

  .ms-fgc-concept-card {
    padding: 22px;
  }

  .ms-fgc-cac-cards article {
    padding: 20px;
  }

  .ms-fgc-formula span,
  .ms-fgc-cac-tag {
    font-size: 11px;
  }

  .ms-fgc-formula code {
    font-size: 13px;
    line-height: 1.7;
  }

  .ms-fgc-result-edit-nav__actions button {
    min-height: 44px;
    padding-block: 10px;
  }

  .ms-fgc-scenario-tabs button {
    min-height: 44px;
  }

  .ms-fgc-related {
    margin-top: 40px;
  }

  .ms-fgc-related-grid a {
    min-height: 100px;
    padding: 18px 19px;
  }
}

@media (max-width: 480px) {
  /* Keep compact choice groups scannable instead of turning every option into a full row. */
  .ms-fgc-unit-preview__metrics,
  .ms-fgc-segmented,
  .ms-fgc-segmented--two {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ms-fgc-segmented:not(.ms-fgc-segmented--two) > label:last-child:nth-child(odd) {
    grid-column: 1 / -1;
  }

  .ms-fgc-result-edit-nav__actions {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ms-fgc-scenario-tabs button {
    padding-inline: 5px;
    font-size: 12px;
  }

  .ms-fgc-scenario-levels label > span {
    font-size: 13px;
  }

  .ms-fgc-definition {
    padding-top: 52px;
  }

  .ms-fgc-methodology,
  .ms-fgc-example,
  .ms-fgc-concepts,
  .ms-fgc-cac,
  .ms-fgc-faq {
    padding-block: 52px;
  }
}

/* Very narrow phones: prioritize single-column certainty. */
@media (max-width: 350px) {
  .ms-fgc-unit-preview__metrics,
  .ms-fgc-segmented,
  .ms-fgc-segmented--two,
  .ms-fgc-result-edit-nav__actions {
    grid-template-columns: 1fr;
  }

  .ms-fgc-segmented:not(.ms-fgc-segmented--two) > label:last-child:nth-child(odd) {
    grid-column: auto;
  }

  .ms-fgc-hero__title {
    font-size: 38px;
  }
}